/* === STEUER-TIPPS — Premium 2026 === */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue:       #017fe4;
  --blue-hover: #0069c8;
  --blue-deep:  #0052a3;
  --blue-pale:  #e8f4ff;
  --gold:       #f0a500;
  --gold-light: #fff3cc;
  --navy:       #060d1c;
  --navy2:      #091628;
  --dark:       #0a1a2e;
  --ink:        #0d1f38;
  --gray:       #4a5568;
  --gray2:      #8fa0b4;
  --border:     #dde6f2;
  --off:        #f5f8fd;
  --white:      #ffffff;
  --green:      #059669;
  --red:        #dc2626;
}

html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: var(--white);
  color: var(--ink);
  font-size: 16px;
  font-weight: 400;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }

/* === NAV === */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  background: rgba(6, 13, 28, 0.92);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border-bottom: 1px solid rgba(255,255,255,0.07);
  height: 72px; padding: 0 52px;
  display: flex; align-items: center; justify-content: space-between;
  transition: background 0.3s;
}
.nav-logo img { height: 38px; width: auto; display: block; filter: brightness(0) invert(1); }
.nav-links { display: flex; gap: 8px; align-items: center; }
.nav-link {
  font-size: 0.875rem; font-weight: 500; letter-spacing: 0.01em;
  color: rgba(255,255,255,0.6); transition: color 0.2s;
  padding: 7px 12px; border-radius: 6px;
}
.nav-link:hover, .nav-link.active { color: #fff; background: rgba(255,255,255,0.08); }
.nav-cta {
  background: linear-gradient(135deg, var(--blue), #005fc0);
  color: #fff; font-size: 0.85rem; font-weight: 600;
  padding: 8px 20px; border-radius: 8px;
  transition: opacity 0.2s, transform 0.2s;
  box-shadow: 0 2px 12px rgba(1,127,228,0.35);
}
.nav-cta:hover { opacity: 0.9; transform: translateY(-1px); }
.nav-burger { display: none; background: none; border: none; cursor: pointer; flex-direction: column; gap: 5px; padding: 4px; }
.nav-burger span { display: block; width: 22px; height: 1.5px; background: rgba(255,255,255,0.7); border-radius: 2px; }

/* === BUTTONS === */
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: linear-gradient(135deg, var(--blue) 0%, #005fc0 100%);
  color: #fff; padding: 12px 28px; border-radius: 9px;
  font-size: 0.9rem; font-weight: 600; letter-spacing: 0.01em;
  border: none; cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 16px rgba(1,127,228,0.3);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(1,127,228,0.45); }

.btn-outline {
  display: inline-flex; align-items: center; gap: 8px;
  background: transparent; color: rgba(255,255,255,0.85);
  padding: 12px 28px; border-radius: 9px;
  font-size: 0.9rem; font-weight: 600;
  border: 1.5px solid rgba(255,255,255,0.25); cursor: pointer;
  transition: all 0.2s;
}
.btn-outline:hover { border-color: rgba(255,255,255,0.6); color: #fff; background: rgba(255,255,255,0.07); }

.btn-gold {
  display: inline-flex; align-items: center; gap: 8px;
  background: linear-gradient(135deg, var(--gold), #d48f00);
  color: var(--navy); padding: 12px 28px; border-radius: 9px;
  font-size: 0.9rem; font-weight: 700;
  border: none; cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 16px rgba(240,165,0,0.3);
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(240,165,0,0.45); }

.btn-white {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; color: var(--navy);
  padding: 14px 32px; border-radius: 9px;
  font-size: 0.95rem; font-weight: 700;
  border: none; cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 20px rgba(0,0,0,0.15);
}
.btn-white:hover { transform: translateY(-2px); box-shadow: 0 8px 32px rgba(0,0,0,0.25); }

.btn-dark-outline {
  display: inline-flex; align-items: center; gap: 8px;
  background: transparent; color: var(--ink);
  padding: 12px 28px; border-radius: 9px;
  font-size: 0.9rem; font-weight: 600;
  border: 1.5px solid var(--border); cursor: pointer;
  transition: all 0.2s;
}
.btn-dark-outline:hover { border-color: var(--blue); color: var(--blue); }

/* === CONTAINER === */
.container { max-width: 1180px; margin: 0 auto; padding: 0 52px; }
section { padding: 100px 0; }

/* === TYPOGRAPHY === */
h1 { font-size: clamp(2.2rem, 4.8vw, 4rem); font-weight: 800; line-height: 1.1; letter-spacing: -0.03em; color: var(--ink); }
h2 { font-size: clamp(1.7rem, 3.2vw, 2.6rem); font-weight: 700; line-height: 1.22; letter-spacing: -0.02em; color: var(--ink); }
h3 { font-size: clamp(1rem, 2vw, 1.35rem); font-weight: 600; line-height: 1.4; color: var(--ink); }
p { color: var(--gray); line-height: 1.8; }

.section-tag {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.68rem; font-weight: 700; letter-spacing: 0.2em;
  text-transform: uppercase; color: var(--blue); margin-bottom: 14px;
}
.section-tag::before {
  content: ''; display: block;
  width: 16px; height: 2px; background: var(--gold); border-radius: 1px;
}
.lead { font-size: 1.07rem; color: var(--gray); line-height: 1.85; max-width: 580px; margin-top: 16px; }

/* === VIDEO HERO === */
.page-hero {
  padding: 152px 0 96px;
  background: var(--off);
  border-bottom: 1px solid var(--border);
}
.page-hero h1 { font-size: clamp(2rem, 3.8vw, 3rem); }

.video-hero {
  position: relative; overflow: hidden;
  min-height: 580px; display: flex; align-items: center;
  background: var(--navy);
  padding: 152px 0 96px;
}
.video-hero video {
  position: absolute; top: 0; left: 0;
  width: 100%; height: 100%;
  object-fit: cover; z-index: 0; pointer-events: none;
}
.video-overlay {
  position: absolute; inset: 0; z-index: 1;
  background: linear-gradient(
    135deg,
    rgba(6,13,28,0.88) 0%,
    rgba(6,13,28,0.72) 50%,
    rgba(1,80,160,0.45) 100%
  );
}
.video-hero .container { position: relative; z-index: 2; }
.video-hero h1 { color: #fff; }
.video-hero .lead { color: rgba(255,255,255,0.78); }
.video-hero .section-tag { color: var(--gold); }
.video-hero .section-tag::before { background: var(--gold); }
.video-hero .btn-primary { background: linear-gradient(135deg, var(--blue), #005fc0); }

/* Gold accent line below hero headline */
.hero-headline-wrap { position: relative; display: inline-block; margin-bottom: 4px; }
.hero-gold-line {
  display: block; width: 60px; height: 3px;
  background: linear-gradient(90deg, var(--gold), transparent);
  border-radius: 2px; margin: 18px 0 0;
}

/* === STATS BAR (dark) === */
.stats-bar {
  background: linear-gradient(90deg, var(--navy) 0%, #0b1d38 100%);
  border-top: 1px solid rgba(255,255,255,0.06);
  padding: 0;
}
.stats-bar-inner {
  max-width: 1180px; margin: 0 auto; padding: 0 52px;
  display: grid; grid-template-columns: repeat(4, 1fr);
  border-left: 1px solid rgba(255,255,255,0.06);
}
.stat-item {
  padding: 36px 28px;
  border-right: 1px solid rgba(255,255,255,0.06);
  border-bottom: none;
}
.stat-number {
  font-size: 2.4rem; font-weight: 900; line-height: 1;
  color: #fff; letter-spacing: -0.04em; margin-bottom: 6px;
}
.stat-number span { color: var(--gold); }
.stat-desc { font-size: 0.82rem; color: rgba(255,255,255,0.45); line-height: 1.5; }

/* === SECTION OFF === */
.section-off { background: var(--off); }

/* === DARK SECTION === */
.section-dark {
  background: linear-gradient(160deg, var(--navy) 0%, #071428 100%);
}
.section-dark h2 { color: #fff; }
.section-dark h3 { color: rgba(255,255,255,0.92); }
.section-dark p { color: rgba(255,255,255,0.5); }
.section-dark .section-tag { color: var(--gold); }
.section-dark .section-tag::before { background: var(--gold); }

/* === GRIDS === */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.three-col { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.four-col { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }

/* === CARDS === */
.card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 14px; padding: 32px;
  transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s;
  position: relative;
}
.card:hover {
  box-shadow: 0 12px 48px rgba(1,127,228,0.1);
  transform: translateY(-3px);
  border-color: rgba(1,127,228,0.2);
}
.card-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: linear-gradient(135deg, var(--blue-pale), #d0e8ff);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.card-dark {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 14px; padding: 32px;
  transition: background 0.25s, border-color 0.25s;
  backdrop-filter: blur(10px);
}
.card-dark:hover {
  background: rgba(255,255,255,0.07);
  border-color: rgba(240,165,0,0.3);
}
.card-dark h3 { color: #fff; }
.card-dark p { color: rgba(255,255,255,0.5); }

/* === BLOG CARD === */
.blog-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 14px; overflow: hidden;
  transition: box-shadow 0.25s, transform 0.25s;
  display: block;
}
.blog-card:hover { box-shadow: 0 16px 48px rgba(0,0,0,0.1); transform: translateY(-4px); }
.blog-card-img { height: 210px; overflow: hidden; }
.blog-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s; }
.blog-card:hover .blog-card-img img { transform: scale(1.04); }
.blog-card-body { padding: 24px; }
.blog-card-tag {
  font-size: 0.68rem; font-weight: 700; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--blue); display: block; margin-bottom: 8px;
}
.blog-card-title { font-size: 1.05rem; font-weight: 700; color: var(--ink); line-height: 1.4; margin-bottom: 10px; }
.blog-card-desc { font-size: 0.84rem; color: var(--gray); line-height: 1.65; }

/* === INSTRUMENT CARD (topic) === */
.instrument-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 14px; padding: 28px 28px 24px;
  transition: box-shadow 0.25s, transform 0.25s, border-color 0.25s;
  position: relative; overflow: hidden;
  display: block; text-decoration: none;
}
.instrument-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--blue), #005fc0);
  opacity: 0; transition: opacity 0.25s;
}
.instrument-card:hover { box-shadow: 0 12px 40px rgba(1,127,228,0.12); transform: translateY(-3px); border-color: rgba(1,127,228,0.15); }
.instrument-card:hover::before { opacity: 1; }

/* === TRUST SECTION (who is it for) === */
.target-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px; padding: 28px;
}
.target-card-num {
  font-size: 0.68rem; font-weight: 800; letter-spacing: 0.15em;
  color: var(--gold); margin-bottom: 12px; display: block;
}
.target-card h3 { color: #fff; margin-bottom: 8px; font-size: 1.1rem; }
.target-card p { color: rgba(255,255,255,0.5); font-size: 0.87rem; }

/* === STEPS === */
.step-item { display: flex; gap: 18px; align-items: flex-start; }
.step-num {
  width: 38px; height: 38px; flex-shrink: 0;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--blue), #005fc0);
  color: #fff; font-size: 0.88rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 12px rgba(1,127,228,0.3);
}
.step-text { padding-top: 6px; }
.step-text strong { display: block; color: var(--ink); font-weight: 700; margin-bottom: 3px; }
.step-text span { font-size: 0.88rem; color: var(--gray); }

/* === FAQ === */
.faq-item { border-bottom: 1px solid var(--border); }
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-toggle { display: none; }
.faq-label {
  display: flex; justify-content: space-between; align-items: center;
  padding: 22px 0; cursor: pointer;
  font-size: 1rem; font-weight: 600; color: var(--ink);
  gap: 16px;
}
.faq-label::after {
  content: '+'; font-size: 1.5rem; font-weight: 300;
  color: var(--blue); flex-shrink: 0; transition: transform 0.3s;
  line-height: 1;
}
.faq-toggle:checked + .faq-label::after { transform: rotate(45deg); }
.faq-body { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
.faq-toggle:checked ~ .faq-body { max-height: 500px; }
.faq-body p { padding-bottom: 22px; font-size: 0.93rem; color: var(--gray); line-height: 1.8; }

/* === HIGHLIGHT BOX === */
.highlight-box {
  background: linear-gradient(135deg, var(--blue-pale), #dceeff);
  border: 1px solid rgba(1,127,228,0.2);
  border-left: 4px solid var(--blue);
  border-radius: 12px; padding: 24px 28px;
}
.highlight-box-dark {
  background: rgba(1,127,228,0.12);
  border: 1px solid rgba(1,127,228,0.2);
  border-radius: 12px; padding: 24px 28px;
}
.gold-box {
  background: linear-gradient(135deg, rgba(240,165,0,0.1), rgba(240,165,0,0.04));
  border: 1px solid rgba(240,165,0,0.25);
  border-left: 3px solid var(--gold);
  border-radius: 12px; padding: 20px 24px;
}

/* === EXPERT QUOTE === */
.expert-quote {
  background: var(--dark); border-radius: 14px; padding: 32px;
}
.expert-quote blockquote {
  color: rgba(255,255,255,0.82); font-style: italic;
  line-height: 1.8; font-size: 1rem; margin-bottom: 16px;
  border: none; padding: 0;
}
.expert-quote cite { font-size: 0.82rem; color: rgba(255,255,255,0.45); }

/* === CTA SECTION === */
.cta-section {
  background: linear-gradient(160deg, var(--navy) 0%, #09204a 100%);
  padding: 100px 0; text-align: center;
  position: relative; overflow: hidden;
}
.cta-section::before {
  content: ''; position: absolute; top: -60%; left: 50%; transform: translateX(-50%);
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(1,127,228,0.15) 0%, transparent 70%);
  pointer-events: none;
}
.cta-section h2 { color: #fff; font-size: clamp(1.8rem, 3.5vw, 2.8rem); margin-bottom: 16px; position: relative; }
.cta-section p { color: rgba(255,255,255,0.55); max-width: 520px; margin: 0 auto 36px; position: relative; }
.cta-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(240,165,0,0.12); border: 1px solid rgba(240,165,0,0.3);
  color: var(--gold); font-size: 0.72rem; font-weight: 700;
  letter-spacing: 0.14em; text-transform: uppercase;
  padding: 6px 16px; border-radius: 20px; margin-bottom: 24px;
}
.cta-badge-dot {
  width: 6px; height: 6px; background: var(--gold);
  border-radius: 50%; animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(0.8); }
}

/* === IMAGE SECTIONS === */
.img-full { width: 100%; border-radius: 14px; overflow: hidden; }
.img-full img { width: 100%; height: 380px; object-fit: cover; display: block; }

/* === TABLE === */
.compare-table { width: 100%; border-collapse: collapse; font-size: 0.9rem; }
.compare-table th {
  background: var(--navy); color: #fff;
  padding: 14px 18px; text-align: left; font-weight: 600; font-size: 0.82rem;
}
.compare-table td { padding: 13px 18px; border-bottom: 1px solid var(--border); color: var(--gray); }
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:nth-child(even) td { background: var(--off); }
.compare-table .highlight-cell { color: var(--blue); font-weight: 700; }
.compare-table .gold-cell { color: var(--gold); font-weight: 700; }

/* === FORMS === */
input, textarea, select {
  width: 100%; padding: 12px 16px;
  border: 1px solid var(--border); border-radius: 9px;
  font-size: 0.93rem; font-family: inherit; outline: none;
  transition: border-color 0.2s, box-shadow 0.2s; color: var(--ink);
  background: var(--white);
}
input:focus, textarea:focus, select:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(1,127,228,0.1);
}
label { display: block; font-size: 0.8rem; font-weight: 600; color: var(--ink); margin-bottom: 5px; }

/* === TOOL PAGE === */
.tool-page { min-height: 100vh; background: var(--off); padding: 106px 24px 64px; }
.tool-inner { max-width: 960px; margin: 0 auto; display: grid; grid-template-columns: 1fr 380px; gap: 28px; align-items: start; }
.tool-form-card, .tool-result-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 14px; padding: 36px;
  box-shadow: 0 2px 16px rgba(1,127,228,0.06);
}
.input-section-label {
  font-size: 0.67rem; font-weight: 700; letter-spacing: 0.18em;
  text-transform: uppercase; color: var(--blue); margin: 22px 0 10px; display: block;
}
.input-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 14px; }
.input-group { display: flex; flex-direction: column; gap: 5px; }
.input-group.full { grid-column: 1/-1; }
.input-wrap { position: relative; }
.input-wrap input { padding-right: 42px; }
.input-suffix { position: absolute; right: 13px; top: 50%; transform: translateY(-50%); font-size: 0.8rem; color: var(--gray2); pointer-events: none; }
.calc-btn {
  width: 100%; color: #fff; border: none; border-radius: 9px; padding: 14px;
  font-size: 0.93rem; font-weight: 700; cursor: pointer; margin-top: 18px;
  background: linear-gradient(135deg, var(--blue), #005fc0);
  box-shadow: 0 4px 16px rgba(1,127,228,0.3);
  transition: transform 0.2s, box-shadow 0.2s; font-family: inherit;
}
.calc-btn:hover { transform: translateY(-1px); box-shadow: 0 8px 24px rgba(1,127,228,0.45); }
.result-highlight {
  background: linear-gradient(135deg, var(--blue), #005fc0);
  color: #fff; border-radius: 12px; padding: 20px 18px;
  display: flex; justify-content: space-between; align-items: center; margin-bottom: 14px;
  box-shadow: 0 4px 16px rgba(1,127,228,0.25);
}
.result-highlight-label { font-size: 0.76rem; color: rgba(255,255,255,0.65); margin-bottom: 3px; }
.result-highlight-val { font-size: 1.6rem; font-weight: 900; }
.result-rows { display: flex; flex-direction: column; border: 1px solid var(--border); border-radius: 10px; overflow: hidden; margin-bottom: 16px; }
.result-row { display: flex; justify-content: space-between; padding: 11px 16px; background: var(--white); font-size: 0.87rem; border-bottom: 1px solid var(--border); }
.result-row:last-child { border-bottom: none; }
.result-row:nth-child(even) { background: var(--off); }
.result-row-label { color: var(--gray); }
.result-row-val { font-weight: 600; color: var(--ink); }
.result-row-val.neg { color: var(--red); }
.result-row-val.pos { color: var(--green); }
.result-card-title { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--blue); margin-bottom: 16px; }
.result-empty { text-align: center; padding: 40px 0; color: var(--gray2); font-size: 0.88rem; }
.print-btn { width: 100%; background: transparent; border: 1px solid var(--border); border-radius: 9px; padding: 11px; font-size: 0.86rem; font-weight: 600; color: var(--gray); cursor: pointer; transition: all 0.2s; font-family: inherit; }
.print-btn:hover { border-color: var(--blue); color: var(--blue); }
.vl-badge { display: inline-block; background: var(--blue-pale); color: var(--blue); font-size: 0.68rem; font-weight: 700; padding: 2px 8px; border-radius: 20px; margin-left: 6px; vertical-align: middle; }

/* === FOOTER === */
footer {
  background: linear-gradient(160deg, #060d1c 0%, #0b1e3c 100%);
}
.footer-grid {
  max-width: 1180px; margin: 0 auto; padding: 72px 52px 32px;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px;
}
.footer-brand p { font-size: 0.84rem; line-height: 1.75; color: rgba(255,255,255,0.32); max-width: 240px; margin-top: 14px; }
.footer-heading {
  font-size: 0.65rem; font-weight: 700; letter-spacing: 0.2em;
  text-transform: uppercase; color: rgba(255,255,255,0.38); margin-bottom: 18px; display: block;
}
.footer-link { display: block; font-size: 0.84rem; color: rgba(255,255,255,0.35); padding: 5px 0; transition: color 0.2s; }
.footer-link:hover { color: rgba(255,255,255,0.82); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.06);
  max-width: 1180px; margin: 0 auto; padding: 18px 52px;
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.76rem; color: rgba(255,255,255,0.25);
}
.footer-bottom a { color: rgba(255,255,255,0.25); transition: color 0.2s; }
.footer-bottom a:hover { color: rgba(255,255,255,0.6); }

/* === EXCEL / TOOL MOCK === */
.excel-mock { background: var(--white); border: 1px solid var(--border); border-radius: 12px; overflow: hidden; box-shadow: 0 4px 24px rgba(0,0,0,0.08); }
.excel-header { background: #1a5c36; padding: 10px 16px; }
.excel-title { color: #fff; font-size: 0.78rem; font-weight: 600; }
.excel-table { width: 100%; border-collapse: collapse; font-size: 0.85rem; }
.excel-table th { background: #e8f5ee; padding: 9px 14px; text-align: left; font-weight: 700; color: var(--ink); font-size: 0.76rem; border-bottom: 1px solid var(--border); }
.excel-table td { padding: 9px 14px; border-bottom: 1px solid var(--border); color: var(--gray); }
.excel-table td.num { text-align: right; font-weight: 600; color: var(--ink); }
.excel-table td.neg { text-align: right; color: var(--red); font-weight: 600; }

/* === MISC === */
.divider { border: none; border-top: 1px solid var(--border); margin: 32px 0; }
.badge { display: inline-block; background: var(--blue-pale); color: var(--blue); font-size: 0.68rem; font-weight: 700; padding: 3px 10px; border-radius: 20px; }
.badge-gold { display: inline-block; background: var(--gold-light); color: #92600a; font-size: 0.68rem; font-weight: 700; padding: 3px 10px; border-radius: 20px; }
.badge-green { display: inline-block; background: #d1fae5; color: #065f46; font-size: 0.68rem; font-weight: 700; padding: 3px 10px; border-radius: 20px; }
.check-item { display: flex; gap: 12px; align-items: flex-start; font-size: 0.92rem; }
.check-dot { width: 22px; height: 22px; background: linear-gradient(135deg, var(--blue), #005fc0); border-radius: 50%; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 1px; box-shadow: 0 2px 8px rgba(1,127,228,0.25); }
.disclaimer { padding: 16px 20px; background: var(--off); border-radius: 8px; font-size: 0.78rem; color: var(--gray2); line-height: 1.6; margin-top: 32px; }

/* === RESPONSIVE === */
@media(max-width:1024px) {
  nav { padding: 0 24px; }
  .nav-links { display: none; position: fixed; top: 72px; left: 0; right: 0; bottom: 0; background: rgba(6,13,28,0.98); flex-direction: column; gap: 4px; padding: 20px 24px; overflow-y: auto; }
  .nav-links.open { display: flex; }
  .nav-link { padding: 14px 16px; font-size: 1rem; color: rgba(255,255,255,0.75); border-radius: 8px; }
  .nav-cta { margin-top: 8px; display: block; text-align: center; padding: 14px; }
  .nav-burger { display: flex; }
  section { padding: 64px 0; }
  .container { padding: 0 24px; }
  .two-col, .three-col, .four-col { grid-template-columns: 1fr; gap: 24px; }
  .stats-bar-inner { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; padding: 48px 24px 24px; gap: 32px; }
  .footer-bottom { padding: 16px 24px; flex-direction: column; gap: 8px; text-align: center; }
  .page-hero, .video-hero { padding: 110px 0 64px; min-height: auto; }
  .tool-inner { grid-template-columns: 1fr; }
  .input-row { grid-template-columns: 1fr; }
}
@media(max-width:640px) {
  .stats-bar-inner { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  h1 { font-size: 2rem; }
}

/* === SCROLL FADE-IN === */
.fade-in {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}
.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }
.fade-in-delay-4 { transition-delay: 0.4s; }
.fade-in-delay-5 { transition-delay: 0.5s; }